You do not have to bargain and negotiate on your own with the banks. We do that for you, completely free of charge! We compare different banks and lenders so that you can be absolutely sure that you get the cheapest private loan when you borrow 300,000 USD without collateral.
What is a Private Loan?
A private loan is an unsecured loan. This means that you can do whatever you want with your borrowed money – buy a new car, pay a down payment on your home purchase or collect expensive loans.
You can find the cheapest private loan (effective interest rate varies between 3.01-22.59%) since we compare different banks and lenders. You can borrow up to USD 600,000 and choose an amortization period that suits you. Apply for a private loan directly!
What is the monthly cost when you borrow USD 300,000?
Banks and lenders use individual interest rates when individuals apply for unsecured private loans. The individual interest rate is based on how good a credit rating you as an applicant has according to the bank.
The bank compiles your credit risk:
- Type of employment
- Current liabilities
- Possible payment remarks
- Number of credit information
The credit risk is then weighed together with your ability to pay:
The overall assessment is thus called credit rating. It is therefore not possible to say what interest rate you will be offered in advance. But by letting banks and lenders compete for you, you can be sure that you will get a loan with a really low interest rate!
How do I borrow USD 300,000?
Borrowing money online is fast – from the moment you start comparing banks’ offers , you can have your money in your account within a few days. You can use the money for exactly what you want, for example. you can borrow for renovation. Every lender sets an individual interest rate on each request for a new loan, therefore it cannot be said that a particular lender is better than anyone else in advance. But what is certain is that it is wise to borrow 300,000 with a request between different lenders.